The Easiest Mortgage
For Your Best Living
The mortgage process doesn’t have to be stressful.
Credit Calculations
Mortgage Rate Calculators
What Does Your Mortgage Journey Look Like?
Whether you have credit challenges, are self employed, a veteran, or a first time home buyer, we have mortgage solutions for you!
With a combined 40 years of extensive mortgage and real estate experience, and 1,000s of loans closed, you can feel confident that you have an experienced team helping you. A team that can get your loan closed!
At Easiest Mortgages, we care about helping you obtain the best mortgage for your unique situation. And we will guide you through the entire process, making it as easy and stress free as possible.
Our team works to provide you with great rates, great service and takes the time to understand you and your needs, so we can present you with all the mortgage options available to you. And with an in house pre-underwriting team, you can feel confident that when we pre-approve you for a loan, we can get your loan closed!
Self Employed and can’t qualify from tax returns?
Jumbo, or Super Jumbo loan needs? Investor (no doc) loan?
Struggling to get enough money saved for a down payment?
Credit challenges? First time homeowners? Veterans?
We Can Help!
Working with a professional who understands your unique situation, as well as having extensive knowledge of all the mortgage options available, makes a tremendous difference in the likelihood that you will not only get the best loan option for you, but the best interest rate available.
ABOUT US
We Are Fully Dedicated To Support You
The broker who will get you the best rate
- Putting the Customer First
- Excellence in everything we do
- Superior Service
- On TIme Closings
- Transparency and Honesty
Building Foundations For A Brighter Future
WHAT WE OFFER?
Mortgages Made Easy, Dreams Made Real
Get pre-approved for a mortgage to determine your budget and strengthen your purchasing power.
First time Buyer
Lenders who specialize in first-time buyer loans
- Lower down payment options
- Specialized programs and assistance
- Competitive interest rates
Conventional Loan
Conventional mortgages offer a wide range of loan terms
- Flexibility
- Higher loan limits
- Faster processing
VA Loan
VA loans for veterans, active-duty members and families.
- Zero down payment
- No PMI
- Limited closing costs
Refinance Loan
Refinancing can often secure a lower interest rate.
- Lower interest rates
- Shortened loan term
- Switching loan type
Cash Out Loan
Allowing homeowners to access their home equity.
- Access home equity
- Consolidate high-interest debt
- Improve property value
Bridge Loan
Providing short-term financing to cover the new purchases.
- Facilitates seamless transition
- Immediate access to funds
- Flexible repayment options
Let Us Assist You In Obtaining Your Property
Initial Consultation
Unlock Your Dream Home with Initially Mortgage Consulting
Document Collection
Streamlining Your Mortgage Journey, One Document at a Time
Evaluation & Approval
You have Questions we have Answers.
A mortgage is a loan that you take out to finance the purchase of a home. It is a long term loan typically repaid over several years. The property you purchase serves as collateral for the loan, and if you fail to make the mortgage payments, the lender can foreclose on the property
To determine your eligibility for a mortgage, lenders primarily consider your credit score, debt-to-income ratio, employment history, down payment amount, and the value of the property you want to purchase.
The amount of mortgage you can qualify for depends primarily on your income, debts, down payment, and credit score. Lenders use ratios like the Gross Debt Service (GDS) ratio and Total Debt Service (TDS)
Make An Appointment
Secure Your Financial Future: Schedule Your Mortgage Appointment Today!